Quality swim trunks for swimming in the ocean?

I've never bought a quality swim suit and the most recent one I had I purchased for the looks, but after very little time in the ocean I was in tons of pain in the groin area. Lots of irritation and redness afterwards too. I never really thought about what I should be looking for in a swim suit, so could I have a bit of advice?

What materials are good?

Do I want a liner or not?

What's the difference between something like surf-wear and a regular suit?

I don't intend on using the suit for training or anything competitive. Just fun, casual swimming with friends and when I travel, so ideally I'd like them to be aesthetically pleasing too.

Any thoughts on brands or places I should look?

Thanks!

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